You can save up to 5% by signing up for automatic premium payments. By combining homeowners insurance with an auto policy, policyholders can save up to 25%. Green improvement reimbursement: Additional insurance that helps cover the replacement of damaged items with more energy-efficient appliances.Musical instruments: You can purchase additional coverage for the musical instruments you own.Electronic data recovery: If your computer is stolen or damaged, this insurance can cover the costs to recover your lost data and pictures.Yard and garden: Increased coverage for landscaping and lawn maintenance tools and machinery.Sports equipment: Coverage for you or anyone in your home that stores expensive sports equipment at your house.Business property: If you work from home or simply keep business-related items in your house, you may want to consider increased coverage.Scheduled personal property: Insurance for valuable items that the homeowner has appraised, including antiques, collections, and jewelry.The Civil Engineering Research Foundation reports that America’s sewer lines are on average 30 years old and sewer backups are increasing at around 3% per year. Water backup: Additional coverage for water damage caused by backed-up drains and sump pumps may be worthwhile for many homeowners.Identity theft restoration: Covers the cost of legal fees, lost wages, and other related costs if your identity is stolen.This additional insurance helps to protect homeowners from theft and damage that results from renting out your home. HostAdvantage: Allstate is the first major insurance company to offer home-sharing insurance.A separate policy is needed for this coverage and may be required by your lender if you live in a flood zone. But a flood caused by overflowing rivers, oceans, or other bodies of water is not covered. Flood insurance: Like most insurers, Allstate should cover you for water damage from a burst pipe or failed washing machine hose if the problem wasn't caused by poor maintenance.A personal umbrella policy provides additional coverage to protect you from losses and damages from bodily and personal injury as well as property damage. But those policies have limits, and you could come up short if your limit is reached.

Personal umbrella policy: A standard Allstate homeowners policy includes liability insurance to guard against lawsuits from visitors injured on your property.

Quickpay allstate